I grew up in San Diego County and I have 2 boys. They are the reason for everything I do. In my free time I coach my son’s basketball and football team and serve as the President of the San Marcos Pop Warner and I greatly enjoy teaching kids life lessons through sports. In addition, I enjoy golfing with friends and running half marathons. Family and friends are very important to me. I have a big heart for the Hispanic community and I believe in helping those less fortunate. My first experience with the Mortgage industry was when I was just 17 years old. My parents, natives of Mexico, did not speak English and I was entrusted with translating so that they could understand the process and make their purchases. After that experience, I decided to become a loan officer so that I could help those in the Latino community realize the dream of home ownership in a safe and comfortable environment.
Our story is simple, yet our distinguished approach is highly sophisticated. Catering to the most discerning clientele with a desire and demand for luxury real estate. Unmatched commitment to set a new standard in representation of selling and buying real estate.
Alfonso and his team at T.I.M.E Lending went above and beyond for my partner and I. They handled the whole experience professionally and was really inclusive and supportive.
I felt that they really guided us through the entire loan process. Being that they were available 24/7...
TIME Lending helped me start my investment portfolio and secure a higher loan than other lenders, maximizing the FHA process.
If you want a lender that knows the business and prioritizes your financial goals, TIME Lending is the one. I highly recommend!
After speaking with many lenders, Alfonso stood out by diving into my paperwork and providing realistic solutions.
He was always available, even during stressful times, and his expertise made all the difference. If you want the best, choose Alfonso....
Alfonso at TIME Lending expertly handled my home refinance, answering all my questions and securing an even lower rate than expected.
His service exceeded my expectations, and I’m fully satisfied. I highly recommend him to anyone needing a trusted lender.
TIME Lending’s expertise and rates on my VA loan were outstanding. The team patiently answered all my questions, explained every detail, and was always available.
Professional, reliable, and knowledgeable—I highly recommend TIME Lending to anyone purchasing a home.
After struggling with lenders, Alfonso helped us secure our dream home when others couldn’t. He made the process easy, reassured us, and quickly answered all our questions.
I highly recommend Alfonso and will continue using him as our loan officer.
