ahead of its TIME.
TIME Lending is built differently, combining the flexibility of a broker with the structure, speed, and strength of a high-performance direct lending platform. With access to over 130 lenders and a wide range of loan programs, we deliver smarter options, competitive pricing, and a better mortgage experience from start to finish.
Traditional home financing is where TIME Lending stands strongest, but our platform is built to execute across a far broader range of lending solutions, including bridge loans, private money, hard money, second lien financing, non-QM, and commercial lending.
Mortgage Broker
& Direct Lender
Choose an option below to see your best Mortgage Rate.
Testimonials
Our success stems from delivering an exceptional client experience. Throughout your home-buying journey, your needs remain our top priority. We work hard to earn and maintain your trust and are truly honored to be your mortgage professionals... See what our clients have to say!
The team at T.I.M.E Lending went above and beyond for my partner and I. They handled the whole experience professionally and were really inclusive and supportive.
I felt that they really guided us through the entire loan process. Being that they were available 24/7...
TIME Lending helped me start my investment portfolio and secure a higher loan than other lenders, maximizing the FHA process.
If you want a lender that knows the business and prioritizes your financial goals, TIME Lending is the one. I highly recommend!
After speaking with many lenders, the team at TIME Lending stood out by diving into my paperwork and providing realistic solutions.
They were always available, even during stressful times, and their expertise made all the difference. If you want the best, choose TIME....
TIME Lending expertly handled my home refinance, answering all my questions and securing an even lower rate than expected.
Their service exceeded my expectations, and I’m fully satisfied. I highly recommend them to anyone needing a trusted lender.
TIME Lending’s expertise and rates on my VA loan were outstanding. The team patiently answered all my questions, explained every detail, and was always available.
Professional, reliable, and knowledgeable—I highly recommend TIME Lending to anyone purchasing a home.
After struggling with lenders, Alfonso helped us secure our dream home when others couldn’t. He made the process easy, reassured us, and quickly answered all our questions.
I highly recommend Alfonso and will continue using him as our loan officer.
Experienced Professionals.
Better Execution.
At TIME Lending, we believe the client experience is only as strong as the professionals behind it. That is why we are intentional about who joins our platform, bringing on experienced loan officers who offer proven industry knowledge, sound judgment, and a serious commitment to service.
We empower them with the technology, resources, and operational support needed to deliver a more personalized lending experience with speed, precision, and greater loan optionality.Because a mortgage is more than a transaction. It is a financial decision that deserves thoughtful guidance, smart execution, and the right team behind it.
Our Impact On The
Mortgage Market
Trusted in the mortgage industry for delivering reliable results and exceptional service every time.
2,312
Mortgages Funded
$
1,2
B
Funding Provided
100
+
Approved Lenders
Join Our
Team Today!
Be part of a company that understands your challenges, values your talents, energizes your goals and unleashes your potential with greater freedom than you’ve ever experienced.
We have a value proposition that simply cannot be ignored.
It’s TIME to thrive. Check out our limitless platform, supportive culture and engage with your future.
TIME Gives Back
To whom much is given, much is required.
All blessings come from above and not from man, Therefore we are obedient in the call to give.
That is why 10% of company profits go to poverty-stricken peoples, through missions and other outreach programs.
Matthew 6:33
