With over 7 years in the mortgage industry, I specialize in helping families and individuals achieve their dream of homeownership.
Ranked in the top 5% of loan officers nationwide, I offer a wide range of residential mortgage options, including Conventional, FHA, VA, USDA, and Jumbo loans. Certified by NAMB as a Veterans Lending Specialist (CVLS).
I’m committed to providing expert advice and tailored financial solutions for everyone, including our nation’s veterans. Reach out to make your homeownership dreams a reality.
Our success stems from delivering an exceptional client experience. Throughout your home-buying journey, your needs remain our top priority. We work hard to earn and maintain your trust and are truly honored to be your mortgage professionals... See what our clients have to say!
Alfonso and his team at T.I.M.E Lending went above and beyond for my partner and I. They handled the whole experience professionally and was really inclusive and supportive.
I felt that they really guided us through the entire loan process. Being that they were available 24/7...
TIME Lending helped me start my investment portfolio and secure a higher loan than other lenders, maximizing the FHA process.
If you want a lender that knows the business and prioritizes your financial goals, TIME Lending is the one. I highly recommend!
After speaking with many lenders, Alfonso stood out by diving into my paperwork and providing realistic solutions.
He was always available, even during stressful times, and his expertise made all the difference. If you want the best, choose Alfonso....
Alfonso at TIME Lending expertly handled my home refinance, answering all my questions and securing an even lower rate than expected.
His service exceeded my expectations, and I’m fully satisfied. I highly recommend him to anyone needing a trusted lender.
TIME Lending’s expertise and rates on my VA loan were outstanding. The team patiently answered all my questions, explained every detail, and was always available.
Professional, reliable, and knowledgeable—I highly recommend TIME Lending to anyone purchasing a home.
After struggling with lenders, Alfonso helped us secure our dream home when others couldn’t. He made the process easy, reassured us, and quickly answered all our questions.
I highly recommend Alfonso and will continue using him as our loan officer.
