Ed commenced his journey in the world of financial assistance during his teenage years in Brazil when he secured his first job at a small accounting office. This initial exposure ignited a passion that has been a driving force throughout his professional life.
His commitment to aiding clients in navigating their financial landscape led him to pursue an undergraduate degree in Business and subsequently an MBA with a focus on Personal Finance. The culmination of his education, combined with years of hands-on experience, led Ed to make a pivotal decision two decades ago – to join the mortgage industry. His mission: to assist clients in realizing the quintessential American Dream of Home Ownership.
Ed firmly believes that guiding clients through the intricacies of the home buying process requires a dual approach. Firstly, a profound understanding of the financial and mortgage industry is essential, enabling him to expertly present optimal options and equip clients with the tools to make well-informed decisions for themselves and their families. Secondly, genuine passion, interest and care for the long-term financial success of his clients are the core elements that set Ed apart.
Recognizing that the pre-approval and mortgage process can be overwhelming for new homebuyers, Ed embraces the challenge wholeheartedly. He goes above and beyond, demonstrating empathy, actively listening, and dedicating the necessary time to guide clients securely and successfully through every step.
Ed has a straightforward goal, yet ambitious: to create and nurture enduring client relationships, fostering happiness that extends beyond transactions – relationships built for a lifetime.
Our story is simple, yet our distinguished approach is highly sophisticated. Catering to the most discerning clientele with a desire and demand for luxury real estate. Unmatched commitment to set a new standard in representation of selling and buying real estate.
Alfonso and his team at T.I.M.E Lending went above and beyond for my partner and I. They handled the whole experience professionally and was really inclusive and supportive.
I felt that they really guided us through the entire loan process. Being that they were available 24/7...
TIME Lending helped me start my investment portfolio and secure a higher loan than other lenders, maximizing the FHA process.
If you want a lender that knows the business and prioritizes your financial goals, TIME Lending is the one. I highly recommend!
After speaking with many lenders, Alfonso stood out by diving into my paperwork and providing realistic solutions.
He was always available, even during stressful times, and his expertise made all the difference. If you want the best, choose Alfonso....
Alfonso at TIME Lending expertly handled my home refinance, answering all my questions and securing an even lower rate than expected.
His service exceeded my expectations, and I’m fully satisfied. I highly recommend him to anyone needing a trusted lender.
TIME Lending’s expertise and rates on my VA loan were outstanding. The team patiently answered all my questions, explained every detail, and was always available.
Professional, reliable, and knowledgeable—I highly recommend TIME Lending to anyone purchasing a home.
After struggling with lenders, Alfonso helped us secure our dream home when others couldn’t. He made the process easy, reassured us, and quickly answered all our questions.
I highly recommend Alfonso and will continue using him as our loan officer.
