At TIME Lending, safeguarding your personal information is a top priority. This Privacy Policy governs the collection and use of data on our website, timelending.net, and within our organization. By accessing our website, you agree to the terms outlined in this policy.
To provide our services effectively, we may collect personal details such as:
Name (First and Last)
Email Address
Contact Number
Social Security Number
Credit History
Employment and Income Information
Bank Account Balances and Payment History
We collect this data only when you voluntarily provide it, for example, when signing up for services, participating in promotions, or making inquiries. Additionally, submitting your phone number authorizes us to send you text messages and notifications. Standard message rates may apply, and you may opt out by replying STOP.
We may collect nonpublic personal information through applications and forms, conversations with our representatives, and from third-party sources such as employers, attorneys, banks, title insurers, and credit reporting agencies. This information is used strictly for underwriting and processing purposes and is not disclosed to unauthorized parties.
Your information allows TIME Lending to provide requested services, improve user experience, and inform you about relevant offerings. We do not sell, lease, or rent customer information to third parties for promotional purposes. However, your information may be shared with trusted third-party partners assisting in the mortgage process, financial transactions, or regulatory compliance.
We employ encryption technologies, including SSL protocols, to protect your information. While we strive for optimal security, absolute data protection cannot be guaranteed due to inherent online vulnerabilities. We also maintain strict internal policies restricting access to nonpublic personal information to authorized employees only.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Our website may use cookies—small files stored on your device to remember preferences and settings. There are two types of cookies:
Session Cookies: Temporary files erased when you close your browser.
Persistent Cookies: Stored for a longer duration and do not expire at the end of a session.
You have the option to disable cookies in your browser settings, though this may limit certain functionalities.
Our website may contain links to third-party services. We do not control the content or policies of these external websites and are not responsible for their privacy practices. Users interacting with such services should review their respective privacy policies.
This site may be monitored by third-party software for quality assurance. You may opt out of such tracking via https://pixel.identitypxl.com.
At this time, TIME Lending does not track users' online activity over time and across third-party websites. Additionally, we do not knowingly permit third parties to collect personal information about our users unless explicitly authorized.
We may display customer testimonials on our website. Any review given in a publicly accessible forum or platform may be used without express consent as it is intended to be for public view. To update or remove your testimonial, contact us at compliance@timelending.net.
You may request the removal of your personal data from our records unless retention is legally required. However, data deletion may not be feasible under circumstances such as:
Completing ongoing transactions
Detecting or preventing fraudulent activities
Compliance with legal obligations
TIME Lending does not knowingly collect data from individuals under 13 years old. If you are a minor, parental or guardian consent is required to access our services.
We may send you promotional and service-related emails. You can unsubscribe from marketing emails by clicking “Unsubscribe” at the bottom of our messages.
Your data may be stored on secure servers managed bythird-party vendors.
This policy may be modified periodically. Significant changes will be communicated via email or posted on our website. Continued use of our services after updates constitutes agreement to the revised policy.
For any questions or concerns regarding this policy, contact TIME Lending at: Email: Compliance@Timelending.net
5292 Newcastle Ave Ste 36
Encino, CA, 91316
Welcome to TIME Lending. The TIME Lending website (the "Site") is comprised of various web pages operated by TIME Lending. The Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained here in (the "Terms"). Your use of the Site constitutes your agreement to all such Terms. Please read these terms carefully and keep a copy of them for your reference.
TIME Lending is a Home Mortgage Site.
This Site is designed to inform visitors of home loan options and provide information about TIME Lending offerings.
Your use of the Site is subject to TIME Lending’s Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices.
Visiting the Site or sending emails to TIME Lending constitutes electronic communications. You consent to receive electronic communications and agree that all agreements, notices, disclosures, and other communications provided electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.
TIME Lending does not knowingly collect personal information, online or offline, from persons under the age of thirteen. If you are under 18, you may use the Site only with permission of a parent or guardian.
The Site may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of TIME Lending, and TIME Lending is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site or any changes or updates to a Linked Site. TIME Lending provides these links only as a convenience, and the inclusion of any link does not imply endorsement by TIME Lending or any association with its operators.
Certain services made available via the Site are delivered by third-party sites and organizations. By using any product, service, or functionality originating from the TIME Lending domain, you acknowledge and consent that TIME Lending may share such information and data with any third party with whom TIME Lending has a contractual relationship to provide the requested product, service, or functionality on behalf of the Site users and customers.
You are granted a non-exclusive, non-transferable, revocable license to access and use the Site strictly in accordance with these Terms of Use. As a condition of your use of the Site, you warrant to TIME Lending that you will not use the Site for any purpose that is unlawful or prohibited by these Terms.
The Service is controlled, operated, and administered by TIME Lending from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws.
You agree to indemnify, defend, and hold harmless TIME Lending, its officers, directors, employees, agents, and third parties, for any losses, costs, liabilities, and expenses (including reasonable attorney’s fees) arising from your use of the Site or services.
In the event the parties are unable to resolve any dispute between them arising out of or concerning these Terms, such dispute shall be resolved by final and binding arbitration pursuant to the Federal Arbitration Act.
The information, software, products, and services included in or available through the Site may include inaccuracies or typographical errors. Changes are periodically added to the information herein. TIME Lending and/or its suppliers may make improvements and/or changes in the Site at any time.
TIME Lending reserves the right, in its sole discretion, to terminate your access to the Site and the related services at any time, without notice.
We only display reviews and ratings that have received 4 or 5 stars. This ensures that the reviews showcased reflect the most positive experiences. Our team verifies all ratings and reviews displayed on our website.
TIME Lending reserves the right, in its sole discretion, to change the Terms under which the Site is offered. The most current version of the Terms will supersede all previous versions.
TIME Lending welcomes your questions or comments regarding these Terms:
TIME Lending
5292 Newcastle Blvd #36
Encino, California, 91316
Email Address: info@timelending.net
Telephone Number: (323) 230-6168
Effective as of 18.02.2025
